Full list of student loan defaulters from UG, UDS, UCC, KNUST, others published by SLTF

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The Board and Management of Student Loan Trust Fund (SLTF) has taken a decision to release the full list of defaulters of the Government of Ghana Student Loan Trust Fund scheme before going to court to retrieve the money, MyNewsGh.com has learnt.

The list which captures defaulters as far back as 2010 features loan defaulters from the University for Development Studies, University of Ghana, University of Cape Coast, the Kwame Nkrumah University of Science and Technology; Ho, Bolga, Tamale, Sunyani, Koforidua, Kumasi Takoradi Polytechnics; among many others.

MyNewsGH.com is reliably informed the list has more than 20,000 former students on it and their names and pictures will be published one after the other in the Daily Graphic.

The first batch of defaulters were published on a full page of Graphic (page 36) on Thursday 21st November 2019.

The management of the Scheme is cautioning defaulters to pay up all overdue balance or risk legal action after the publication and disgrace.


One of the persons whose names appeared in the first batch told MyNewsGH since his completion of school in 2011, he has never been in any form of permanent employment. He said he has been engaged as casual labour during EC registration exercises and other NGO data collection jobs so he has been unable to pay the loan.

According to him, he currently lives “hand-to-mouth, jokingly adding that he is also indebted to MTN Quick loan but they have not published his image anywhere to tarnish his reputation.

“I can’t even have enough to eat and they keep sending me text messages to worry me. If I get a job, I will pay. I don’t like pressure. I am already under pressure.”

About the SLTF

The Students Loan Trust Fund gives loans to Ghanaian tertiary students who are pursuing accredited programmes in accredited tertiary institutions.

These students must have gained admission to pursue undergraduate programmes only and meet the requirements.

In order to apply, you must register at any SSNIT office for a social security number, have a personal e-mail address provide one guarantor and register for an e-zwich card through which the loan will be paid.

Guarantors and Guarantee

SLTF asks for a guarantor, someone who will back up the loan and assist the Trust Fund to trace the borrower when repayment is due. In the event of death or incapacitation of borrower, guarantor is absolved from loan repayment. Guarantor will be required to pay back any outstanding loan due as a last resort, only when the borrower cannot be traced.

Source: mynewsgh

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Kennedy Mornah is an Award Winning Ghanaian Journalist with over two decades of experience in the Ghanaian Media landscape spanning the electronic, print and digital media. He is a Media Consultant, a Corporate MC, Radio and TV Host, Founder and Publisher of the Maritime and Transport Digest Newspaper, Businessman, a Go getter and an optimist. He has worked for renowned media organizations including Diamond Fm in Tamale, Luv Fm in Kumasi, Oman Fm in Accra and Starr Fm in Accra In 2017 he received the Reporter of the Year Award at the Ghana Shippers Awards in Accra, Ghana.

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