The 2026 MoMo Fintech Lab has moved into its zonal bootcamp and hackathon pitch phase, bringing Ghana’s next generation of fintech innovators closer to turning bold ideas into market-ready solutions.
More than 1,700 entries were received from across Ghana, signalling strong national interest in practical fintech solutions that can solve everyday challenges, widen financial access and accelerate the country’s digital economy.
The national journey begins in Tamale from October 19 to 23, continues in Kumasi from October 26 to 30, and concludes in Accra from November 2 to 6, 2026. At each stop, shortlisted innovators will receive hands-on training and mentorship, refine their solutions and pitch before expert panels.
Entries reveal distinct innovation priorities across Ghana. In the Northern Zone, agriculture-focused fintech ideas lead the field, with solutions aimed at supporting farmers, strengthening value chains and expanding access to financial services.
The Middle Zone is dominated by SME and merchant solutions designed to improve business operations, enable digital payments and drive growth. In the Southern Zone, payment innovations stand out, with a focus on making digital transactions simpler, faster and more accessible.
Through the bootcamps, participants will sharpen their ideas, build prototypes and strengthen their business models. Twelve innovators will advance from the zonal hackathons and pitch competitions to the next stage of the programme.
Shaibu Haruna, Chief Executive Officer of MobileMoney Fintech LTD, said the scale and diversity of the response underscores the depth of Ghana’s innovation potential:
“More than 1,700 entries sends a powerful message: Ghana has the talent and ambition to build solutions for its most pressing challenges. From agriculture in the North and SME growth in the Middle Belt to payment innovation in the South, these ideas reflect the realities of our economy. Our goal is to help innovators turn that promise into scalable solutions that create meaningful impact.”
Beyond the competition, the MoMo Fintech Lab will equip participants with technical, leadership and commercial skills, while connecting them with mentors and industry players who can help move promising solutions from concept to scale.
The programme will culminate in a National Demo Day on December 3, 2026, where finalists will showcase their solutions and compete for cash awards of up to GHS100,000, digital devices and further support to advance their innovations.
Organised in partnership with the Bank of Ghana, the MoMo Fintech Lab is supported by GCB Bank, Hubtel, appsNmobile, Zenith Bank, First National Bank, Blue Penguin, Korba, Fidelity Bank, Afrifanom (VaMiJo) and JUMO.
